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How Our Car Title Loans Work

1.- Borrow On Your Vehicle

The first step to obtaining a title loan from America One Fiancial is to check if you are pre-qualified. Apply online filling out secure online application, or by calling our loan office on 831-800-0505 during our business hours, or visit our office at 725 E Market St Salinas, CA 93905. Tell us the year, make, model and the current mileage of you vehicle. In addition, we ask for some basic contact information such as your name anf phone so that our loan officer can walk you through the next steps.

2. Cash In As Little As 30 Minutes.

Now it is time to ask you friendly Loan Officer about receiving funds the same day. We serve customers throughout California.

Give us a call today to get pre-qualified and your Friendly Loan Officer will work with you on what documents may be needed to process your loan. This will also be a time for you to get answers to any questions you may have. After that, based on the value of your automobile, your ability to repay the loan, our cash loans are considered. If everything including all the documentation, the condition of the car is verified, we will need you to sign and approve a few documents. We’ll loan you up to 100% of its Manheim value. You are then all set to collect your check by the same day, oh, by the way, you also get to drive away in your car!

As long as you have the financial ability to repay and a qualified vehicle, we can work with you!

Please note that: In certain rare cases, your money may be received the following day. If your title is lost or misplaced in most cases your loan can still be completed

3. Keep Your Vehicle To Drive.

Anytime you are ready to repay the loan in full, remember it is absolutely fine to pay it off early since we have no early repayment charges. Fast Money Car Title Loans payoff process is very simple and easy. All you have to do is call us to verify your final payoff amount and then deposit the final payment in our bank account or as directed by our loan officer. Our process is fine-tuned to help you stay one step ahead of the financial situations of daily life. Remember that you continue to enjoy the convenience & comfort of your car!

All loans are subject to specific underwriting criteria and ability to repay. Other restrictions apply. Not all applications will be approved.

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